planner meeting

Dec 2008
1. REIT?
2. Roth funds?
3. Sell to offset gain
4. Commodities?
5. What bond fund?

The planner posted his findings today. Unfortunately, they look just like last year. This person is expecting me to sell out of vtsmx in my IRA, assume the loss and buy bonds ?! When the planner reviewed our allocations, we were at 40% equity, 30% bond, and 30% reserves. Liquidate TIPS and buy vbmfx? No, inflation WILL return and when it does, having some TIPS will be a good idea. V is pushing diversified equity (again as well).